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We may be curious how mutual funds investments work and would like to know what are the best mutual funds to invest in this 2012. Hence, to lessen our curiosity, we can do a little research on the concept of mutual funds. This may seem a complex topic, but once we are familiarized with it, we will think that it is pretty simple. In this type of investment, members normally hire an investment or fund manager who decides on the investment. Furthermore, mutual funds involve fund administrators who are responsible for all trading activities such as unit pricing, valuation and reconciliations. Also, mutual funds are structured to have a board of trustee which comprises of directors that protects the assets and ensure observance of existing rules and regulations. And most importantly, there are the stock holders who own the shares and the income associated with it. Lastly, investors in mutual funds hire a marketing company to endorse and sell their stocks.